Association Sepharade de la Banlieue Ouest de Montréal

It spent $8,407 more than it took in, drawing down the difference. Neither is good or bad on its own — charities hold reserves, run capital campaigns, and spend down endowments, and the return does not say which.

• Charitable programs86.4%
• Management and administration13.6%

This charity did not report a fundraising figure. That is not the same as zero. Only one charity in five reports a fundraising figure at all, and the return does not require it.

Association Sepharade de la Banlieue Ouest de Montréal reported spending 86.4% of its expenditure on charitable programs. Among the 2,911 charities registered under support of religion that reported the same line for 2024, the middle of the range is 90.1%, and this charity sits at the 41th percentile — below 59% of them.

That is a position in a distribution, not a verdict. Charities allocate costs differently on the same form, and a lower share often reflects how a return was filled in rather than how the money was spent. The cohort counts only charities that reported this line — about a quarter of the register does not, and they are not in the comparison at all.

Canadian charities report how many of their ten highest-paid positions fall in each pay band. Not who they are, and not what any one person earns — the return does not collect that, and it cannot be worked out from what follows.

• 3$1–39,999
• 1$40,000–79,999
• 1$80,000–119,999

5 positions reported in total. The form asks only about the ten highest-paid, so a smaller number means the charity reported fewer compensated positions than that.